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Satisfaction Guaranteed for Buyers and Sellers! "Easy Exit" listing agreement for sellers! "Love it or Leave it" buyers guarantee!
Rohnert Park and Cotati Homes
Rohnert Park and Cotati homes range in price from the low $200,000's up. This is a level of afford-ability not available in communities closer to San Francisco. Combine this with great weather, the right environment to raise a family, to involve yourself in senior activities, take an active part in sports, fine dining, the arts and recreation and it's a wonderful place to live. Rohnert Park is known as the safest city on US 101 and Cotati shares the same low crime rate. The home of Sonoma State University and nearly 50,000 people, the cities are designed for living.  The cities are surrounded by farms and grazing land, where nationally sought after organic and boutique vegetables, fruits and cheeses are grown and produced.
Climate here tends to be warm during the day and cool at night as moist marine air from the ocean moderates temperatures.
Real Estate in the area varies from rural to suburban.
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Trained and experienced in Short Sales and Bank Owned Properties (REO)
Short Sales Experience
Today's reality has many home owners struggling to make mortgage payments they can't afford. With the decrease in property value many homes are worth less than the amount owed, so when owners can no longer make the payments the property goes into foreclosure. This gives the home owner two options; allow the lender to foreclose on the property or sell the property in a short sale. Many lenders will agree to accept the proceeds of a short sale on owner occupied homes, then forgive the balance of the debt. By accepting a short sale, the lender avoids a long and expensive foreclosure, and the property owner is able to pay off the mortgage for less than is owned.
We have extensive experience and training in short sales and will work for you with your lenders to reach the best possible outcome. Click here for a free consultation.
Buying Bank Owned Property (REO)
 Our NUMBER ONE RULE for buying Bank Owned Property is DO NOT HAVE THE LISTING AGENT REPRESENT YOU!
Over the past three years foreclosures have increased dramatically. This is due in major part to inappropriate past lending practices of many banks and mortgage companies. Beyond the effects experienced by the people given loans they could not afford, those loans were then sold to Fannie Mae, Freddie Mac and others resulting in the loss of billions of dollars. Consequently we will have to pay for this reckless lending for years to come. Although we believe prices have bottomed and are now beginning a slow recovery, we are now seeing many people lose their jobs due to the exteneded effect of the downturn.
On the positive side, homes can be purchased for prices not heard of in many years. However, please let us caution you against using the listing agent representing real estate owned (REO) by a lending company. As experience has shown some lending companies didn't and don't care about the consumer. Since REO real estate agents sell many REO properties for these companies they have developed an extraordinary relationship with them and are therefore less likely to provide you the representation you deserve.
We have represented many buyers and have the knowledge and experience needed to obtain the best and fairest purchase of REO properties. We would be happy to provide references.
Rohnert Park, Cotati and Sonoma County Real Estate Professionals
Pat and Tim Miller, offer nearly 30 years of real estate experience, and are professional, caring, full service Realtors. We've helped make home ownership dreams real for hundreds of families and work hard to make your real estate experience a positive one. We are so convinced that you'll be happy with our service that we offer an "Easy Exit" guarantee clause in your listing agreement. Additionally, we offer buyers our "Love it or Leave it" guarantee. That's right, if you purchase your next home from Pat and Tim Miller and find that you don't absolutely love it, we will re-sell it for free (for up to 3 months after close of escrow). We offer this because we're confident that we listen to your needs and are dedicated to finding the "Perfect Home" for you. That's why we're willing to work for free if your new home isn't everything you expected it to be. You have nothing to lose, ITS GUARANTEED! |